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Published in: International Journal for Equity in Health 1/2015

Open Access 01-12-2015 | Research

Equity of access under Korean national long-term care insurance: implications for long-term care reform

Author: Ju Moon Park

Published in: International Journal for Equity in Health | Issue 1/2015

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Abstract

Background

The national long-term care insurance was implemented in July 2008. Few studies have been conducted with representative national survey data since the long-term care insurance was introduced. Therefore, this study examines the extent to which equity in the use of long-term care has been achieved in Korea.

Methods

The Aday-Andersen model was used as a conceptual model, based on the Korean Health Panel Study which was conducted in 2011. Descriptive and logistic regression analysis was performed to examine the relationship between the dependent and independent variables and the relative importance of factors as predictors of utilization.

Results

The results of this study indicated that those who rated his or her health to be fair, good, and very good, had no limited activities, were disabled, and had insurance coverage were more likely to use long-term care services, respectively. Their decision to use long-term care was primarily affected by need (health status, limited activity, disability) and enabling (insurance coverage) factors. The findings also indicated that the introduction of a national long-term care insurance program did not yield a fully equitable distribution of services.

Conclusions

Long-term care reforms in Korea should continue to concentrate on expanding insurance coverage and reducing the inequities reflected in disparities in consumer cost-sharing and associated patterns of utilization across plans. The subsequent impact on managed care and expenditures need to be more fully understood.
Footnotes
1
The grade is determined on the basis of the number of points of the need for long-term care. The number of points required for recognition of the need for long-term care is 95 or more for Grade I, 75 to 94 for Grade II and 51 to74 for Grade III.
 
2
Individuals with certain condition include the disabled, people with rare and incurable diseases, and the marginally poor.
 
3
It is divided into Type 1 medical aid and Type 2 medical aid. Type 1 medical aid beneficiaries (57 %) do not pay cost sharing, while type 2 (43 %) beneficiaries pay the cost sharing comparable to that paid by the patients of (social) health insurance program.
 
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Metadata
Title
Equity of access under Korean national long-term care insurance: implications for long-term care reform
Author
Ju Moon Park
Publication date
01-12-2015
Publisher
BioMed Central
Published in
International Journal for Equity in Health / Issue 1/2015
Electronic ISSN: 1475-9276
DOI
https://doi.org/10.1186/s12939-015-0210-y

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