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International Journal for Equity in Health

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Open Access 01-12-2019 | Research

Determinants of paying national health insurance premium with mobile phone in Ghana: a cross-sectional prospective study

Authors: Joseph Marfo Boaheng, Eugenia Amporfu, Daniel Ansong, Anthony Kofi Osei-Fosu

Published in: International Journal for Equity in Health | Issue 1/2019

Abstract

Introduction

In an effort to increase Ghana’s National Health Insurance Scheme (NHIS) enrollment and retention rates, the NHIS introduced membership renewal and premium payment by mobile phone. The success of such an innovation dependents on many factors including personal and community characteristics of members.

Objective

The objective of the study is to investigate the determinants of renewing membership and paying the NHIS premium through a mobile phone.

Methodology

The prospective cross-sectional survey was used to solicit the required information from about 1192 respondents living in Kumasi Metropolis, Atwima Nwabiaya and Sekyere Central Districts of Ghana. Logistic regression model was employed to estimate the determinants of paying the NHIS premium with the mobile phone.

Results

The study found that factors including residing in an urban area (Kumasi metropolis), senior high education, tertiary education and informal employees are the determinants of paying the NHIS premium with the mobile phone.

Conclusion

It is recommended that the NHIS consider making the mobile payment as simple as possible for the less educated and the rural members to access it.

Available only for authorised users

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Title: Determinants of paying national health insurance premium with mobile phone in Ghana: a cross-sectional prospective study
Authors: Joseph Marfo Boaheng
Eugenia Amporfu
Daniel Ansong
Anthony Kofi Osei-Fosu
Publication date: 01-12-2019
Publisher: BioMed Central
Published in: International Journal for Equity in Health / Issue 1/2019
Electronic ISSN: 1475-9276
DOI: https://doi.org/10.1186/s12939-019-0946-x

At a glance: The ONWARDS insulin icodec trials

Springer Medicine

Determinants of paying national health insurance premium with mobile phone in Ghana: a cross-sectional prospective study

Abstract

Introduction

Objective

Methodology

Results

Conclusion

At a glance: The ONWARDS insulin icodec trials

Springer Medicine

Abstract

Introduction

Objective

Methodology

Results

Conclusion

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