Skip to main content
Top
Published in: International Journal for Equity in Health 1/2020

Open Access 01-12-2020 | Research

Homeownership status and risk of food insecurity: examining the role of housing debt, housing expenditure and housing asset using a cross-sectional population-based survey of Canadian households

Authors: Andrée-Anne Fafard St-Germain, Valerie Tarasuk

Published in: International Journal for Equity in Health | Issue 1/2020

Login to get access

Abstract

Background

Household food insecurity is a potent marker of material deprivation with adverse health consequences. Studies have repeatedly found a strong, independent relationship between owning a home and lower vulnerability to food insecurity in Canada and elsewhere, but the reasons for this relationship are poorly understood. We aimed to examine the influence of housing asset, housing debt and housing expenditure on the relationship between homeownership status and food insecurity in Canada.

Methods

Cross-sectional data on food insecurity, housing tenure and expenditures, home value, income and sociodemographic characteristics were derived from the 2010 Survey of Household Spending, a population-based survey. Multivariable logistic regression models were conducted to estimate odds ratios of food insecurity among households of all incomes (n = 10,815) and those with lower incomes (n = 5547).

Results

Food insecurity prevalence was highest among market renters (28.5%), followed by homeowners with a mortgage (11.6%) and mortgage-free homeowners (4.3%). Homeowners with a mortgage (OR: 0.51, 95% CI: 0.39–0.68) and those without a mortgage (OR: 0.23, 95% CI: 0.16–0.35) had substantially lower adjusted odds of food insecurity than market renters, and accounting for the burden of housing cost had minimal impact on the association. Mortgage-free homeowners had lower adjusted odds ratios of food insecurity compared to homeowners with a mortgage, but differences in the burden of housing cost fully accounted for the association. When stratifying homeowners based on presence of mortgage and housing asset level, the adjusted odds ratios of food insecurity for market renters were not significant when compared to mortgage holders with low housing asset. Mortgage-free owners with higher housing asset were least vulnerable to food insecurity (adjusted OR: 0.18, 95% CI: 0.11–0.27).

Conclusions

Substantial disparities in food insecurity exist between households with different homeownership status and housing asset level. Housing policies that support homeownership while ensuring affordable mortgages may be important to mitigate food insecurity, but policy actions are required to address renters’ high vulnerability to food insecurity.
Appendix
Available only for authorised users
Literature
1.
go back to reference House of Commons Environmental Audit Committee. Sustainable Development Goals in the UK follow up: Hunger, malnutrition and food insecurity in the UK (Thirteenth Report of Session 2017–19). London: House of Commons; 2019. House of Commons Environmental Audit Committee. Sustainable Development Goals in the UK follow up: Hunger, malnutrition and food insecurity in the UK (Thirteenth Report of Session 2017–19). London: House of Commons; 2019.
2.
3.
go back to reference Tarasuk V, Mitchell A, Dachner N. Household food insecurity in Canada, 2012. Toronto: Research to identify policy options to reduce food insecurity (PROOF); 2014. Tarasuk V, Mitchell A, Dachner N. Household food insecurity in Canada, 2012. Toronto: Research to identify policy options to reduce food insecurity (PROOF); 2014.
4.
go back to reference Gundersen C, Ziliak JP. Food insecurity and health outcomes. Health Aff. 2015;34:1830–9.CrossRef Gundersen C, Ziliak JP. Food insecurity and health outcomes. Health Aff. 2015;34:1830–9.CrossRef
5.
go back to reference Shankar P, Chung R, Frank DA. Association of food insecurity with children's behavioral, emotional, and academic outcomes: a systematic review. J Dev Behav Pediatr. 2017;38:135–50.PubMed Shankar P, Chung R, Frank DA. Association of food insecurity with children's behavioral, emotional, and academic outcomes: a systematic review. J Dev Behav Pediatr. 2017;38:135–50.PubMed
6.
go back to reference Gundersen C, Tarasuk V, Cheng J, de Oliveira C, Kurdyak P. Food insecurity status and mortality among adults in Ontario. Canada PLOS ONE. 2018;13:e0202642.PubMedCrossRef Gundersen C, Tarasuk V, Cheng J, de Oliveira C, Kurdyak P. Food insecurity status and mortality among adults in Ontario. Canada PLOS ONE. 2018;13:e0202642.PubMedCrossRef
7.
go back to reference Tarasuk V, Cheng J, de Oliveira C, Dachner N, Gundersen C, Kurdyak P. Association between household food insecurity and annual health care costs. CMAJ. 2015;187:E429–36.PubMedPubMedCentralCrossRef Tarasuk V, Cheng J, de Oliveira C, Dachner N, Gundersen C, Kurdyak P. Association between household food insecurity and annual health care costs. CMAJ. 2015;187:E429–36.PubMedPubMedCentralCrossRef
8.
go back to reference Fitzpatrick T, Rosella LC, Calzavara A, Petch J, Pinto AD, Manson H, et al. Looking beyond income and education: socioeconomic status gradients among future high-cost users of health care. Am J Prev Med. 2015;49:161–71.PubMedCrossRef Fitzpatrick T, Rosella LC, Calzavara A, Petch J, Pinto AD, Manson H, et al. Looking beyond income and education: socioeconomic status gradients among future high-cost users of health care. Am J Prev Med. 2015;49:161–71.PubMedCrossRef
9.
go back to reference Tarasuk V, Cheng J, Gundersen C, de Oliveira C, Kurdyak P. The relation between food insecurity and mental health care service utilization in Ontario. Can J Psychiatr. 2018;63:557–69.CrossRef Tarasuk V, Cheng J, Gundersen C, de Oliveira C, Kurdyak P. The relation between food insecurity and mental health care service utilization in Ontario. Can J Psychiatr. 2018;63:557–69.CrossRef
10.
go back to reference McIntyre L, Dutton DJ, Kwok C, Emery JCH. Reduction of food insecurity among low-income Canadian seniors as a likely impact of a guaranteed annual income. Can Public Policy. 2016;42:274–86.CrossRef McIntyre L, Dutton DJ, Kwok C, Emery JCH. Reduction of food insecurity among low-income Canadian seniors as a likely impact of a guaranteed annual income. Can Public Policy. 2016;42:274–86.CrossRef
11.
go back to reference Ionescu-Ittu R, Glymour MM, Kaufman JS. A difference-in-differences approach to estimate the effect of income-supplementation on food insecurity. Prev Med. 2015;70:108–16.PubMedCrossRef Ionescu-Ittu R, Glymour MM, Kaufman JS. A difference-in-differences approach to estimate the effect of income-supplementation on food insecurity. Prev Med. 2015;70:108–16.PubMedCrossRef
12.
go back to reference Tarasuk V, Li N, Dachner N, Mitchell A. Household food insecurity in Ontario during a period of poverty reduction, 2005-2014. Can Public Policy. 2019;45:93–104.CrossRef Tarasuk V, Li N, Dachner N, Mitchell A. Household food insecurity in Ontario during a period of poverty reduction, 2005-2014. Can Public Policy. 2019;45:93–104.CrossRef
13.
go back to reference Loopstra R, Dachner N, Tarasuk V. An exploration of the unprecedented decline in the prevalence of household food insecurity in Newfoundland and Labrador, 2007–2012. Can Public Policy. 2015;41(3):191–206.CrossRef Loopstra R, Dachner N, Tarasuk V. An exploration of the unprecedented decline in the prevalence of household food insecurity in Newfoundland and Labrador, 2007–2012. Can Public Policy. 2015;41(3):191–206.CrossRef
14.
go back to reference Li N, Dachner N, Tarasuk V. The impact of changes in social policies on household food insecurity in British Columbia, 2005–2012. Prev Med. 2016;93:151–8.PubMedCrossRef Li N, Dachner N, Tarasuk V. The impact of changes in social policies on household food insecurity in British Columbia, 2005–2012. Prev Med. 2016;93:151–8.PubMedCrossRef
15.
go back to reference Fafard St-Germain AA, Tarasuk V. High vulnerability to household food insecurity in a sample of Canadian renter households in government-subsidized housing. Can J Public Health. 2017;108:e129–34.PubMedCrossRef Fafard St-Germain AA, Tarasuk V. High vulnerability to household food insecurity in a sample of Canadian renter households in government-subsidized housing. Can J Public Health. 2017;108:e129–34.PubMedCrossRef
16.
go back to reference McIntyre L, Wu X, Fleisch VC, Emery JCH. Homeowner versus non-homeowner differences in household food insecurity in Canada. J Housing Built Environ. 2015;31:349–66.CrossRef McIntyre L, Wu X, Fleisch VC, Emery JCH. Homeowner versus non-homeowner differences in household food insecurity in Canada. J Housing Built Environ. 2015;31:349–66.CrossRef
17.
go back to reference Tarasuk V, Mitchell A, McLaren L, McIntyre L. Chronic physical and mental health conditions among adults may increase vulnerability to household food insecurity. J Nutr. 2013;143:1785–93.PubMedCrossRef Tarasuk V, Mitchell A, McLaren L, McIntyre L. Chronic physical and mental health conditions among adults may increase vulnerability to household food insecurity. J Nutr. 2013;143:1785–93.PubMedCrossRef
18.
go back to reference Che J, Chen J. Food insecurity in Canadian households. Health Rep. 2001;12:11–22.PubMed Che J, Chen J. Food insecurity in Canadian households. Health Rep. 2001;12:11–22.PubMed
19.
go back to reference Willows ND, Veugelers P, Raine K, Kuhle S. Prevalence and sociodemographic risk factors related to household food security in Aboriginal peoples in Canada. Public Health Nutr. 2009;12:1150–6.PubMedCrossRef Willows ND, Veugelers P, Raine K, Kuhle S. Prevalence and sociodemographic risk factors related to household food security in Aboriginal peoples in Canada. Public Health Nutr. 2009;12:1150–6.PubMedCrossRef
20.
go back to reference Tarasuk V, Fafard St-Germain AA, Mitchell A. Geographic and socio-demographic predictors of household food insecurity in Canada, 2011-12. BMC Public Health. 2019;19(1):12.PubMedPubMedCentralCrossRef Tarasuk V, Fafard St-Germain AA, Mitchell A. Geographic and socio-demographic predictors of household food insecurity in Canada, 2011-12. BMC Public Health. 2019;19(1):12.PubMedPubMedCentralCrossRef
21.
go back to reference Huang J, Guo B, Kim Y. Food insecurity and disability: do economic resources matter? Soc Sci Res. 2010;39:111–24.CrossRef Huang J, Guo B, Kim Y. Food insecurity and disability: do economic resources matter? Soc Sci Res. 2010;39:111–24.CrossRef
22.
go back to reference Guo B. Household assets and food security: evidence from the survey of program dynamics. J Fam Econ Iss. 2011;32:98–110.CrossRef Guo B. Household assets and food security: evidence from the survey of program dynamics. J Fam Econ Iss. 2011;32:98–110.CrossRef
23.
go back to reference Leete L, Bania N. The effect of income shocks on food insufficiency. Rev Econ Household. 2010;8:505–26.CrossRef Leete L, Bania N. The effect of income shocks on food insufficiency. Rev Econ Household. 2010;8:505–26.CrossRef
24.
go back to reference Chang Y, Chatterjee S, Kim J. Household finance and food insecurity. J Fam Econ Iss. 2014;35:499–515.CrossRef Chang Y, Chatterjee S, Kim J. Household finance and food insecurity. J Fam Econ Iss. 2014;35:499–515.CrossRef
25.
go back to reference Carter KN, Lanumata T, Kruse K, Gorton D. What are the determinants of food insecurity in New Zealand and does this differ for males and females? Aust N Z J Public Health. 2010;34:602–8.PubMedCrossRef Carter KN, Lanumata T, Kruse K, Gorton D. What are the determinants of food insecurity in New Zealand and does this differ for males and females? Aust N Z J Public Health. 2010;34:602–8.PubMedCrossRef
26.
go back to reference Foley W, Ward P, Carter P, Coveney J, Tsourtos G, Taylor A. An ecological analysis of factors associated with food insecurity in South Australia, 2002-7. Public Health Nutr. 2010;13:215–21.PubMedCrossRef Foley W, Ward P, Carter P, Coveney J, Tsourtos G, Taylor A. An ecological analysis of factors associated with food insecurity in South Australia, 2002-7. Public Health Nutr. 2010;13:215–21.PubMedCrossRef
27.
go back to reference Government of Canada. Canada's National Housing Strategy: a place to call home. Ottawa: Government of Canada; 2017. Government of Canada. Canada's National Housing Strategy: a place to call home. Ottawa: Government of Canada; 2017.
28.
go back to reference Hulchanski JD. What factors shape Canadian housing policy? The intergovernmental role in Canada's housing system. In: Young R, Leuprecht C, editors. Canada: the state of the federation 2004 - municipal-Federal-Provincial relation in Canada. Kingston: McGill-Queen's University Press; 2006. p. 221–47. Hulchanski JD. What factors shape Canadian housing policy? The intergovernmental role in Canada's housing system. In: Young R, Leuprecht C, editors. Canada: the state of the federation 2004 - municipal-Federal-Provincial relation in Canada. Kingston: McGill-Queen's University Press; 2006. p. 221–47.
29.
go back to reference Walks A. Homeownership, asset-based welfare and the neighbourhood segregation of wealth. Hous Stud. 2016;31:755–84.CrossRef Walks A. Homeownership, asset-based welfare and the neighbourhood segregation of wealth. Hous Stud. 2016;31:755–84.CrossRef
30.
go back to reference Brown WM, Lafrance A. Trends in homeownership by age and household income: factors associated with the decision to own, 1981 to 2006 (economic analysis research paper series). Ottawa: Statistics Canada; 2013. Brown WM, Lafrance A. Trends in homeownership by age and household income: factors associated with the decision to own, 1981 to 2006 (economic analysis research paper series). Ottawa: Statistics Canada; 2013.
32.
go back to reference Bocquier A, Vieux F, Lioret S, Dubuisson C, Caillavet F, Darmon N. Socio-economic characteristics, living conditions and diet quality are associated with food insecurity in France. Public Health Nutr. 2015;18:2952–61.PubMedCrossRef Bocquier A, Vieux F, Lioret S, Dubuisson C, Caillavet F, Darmon N. Socio-economic characteristics, living conditions and diet quality are associated with food insecurity in France. Public Health Nutr. 2015;18:2952–61.PubMedCrossRef
33.
go back to reference Uppal S, LaRochelle-Côté S. Changes in debt and assets of Canadian families, 1999 to 2012 (insights on Canadian society). Ottawa: Statistics Canada; 2015. Uppal S, LaRochelle-Côté S. Changes in debt and assets of Canadian families, 1999 to 2012 (insights on Canadian society). Ottawa: Statistics Canada; 2015.
34.
go back to reference Maroto M. Fifteen years of wealth disparities in Canada: new trends or simply the status quo? Can Public Policy. 2016;42:152–67.CrossRef Maroto M. Fifteen years of wealth disparities in Canada: new trends or simply the status quo? Can Public Policy. 2016;42:152–67.CrossRef
35.
go back to reference Ronald R, Kadi J, Lennartz C. Homeownership-based welfare in transition. Critical Housing Analysis. 2015;2:52–64.CrossRef Ronald R, Kadi J, Lennartz C. Homeownership-based welfare in transition. Critical Housing Analysis. 2015;2:52–64.CrossRef
36.
go back to reference Alley DE, Lloyd J, Pagan JA, Pollack CE, Shardell M, Cannuscio C. Mortgage delinquency and changes in access to health resources and depressive symptoms in a nationally representative cohort of Americans older than 50 years. Am J Public Health. 2011;101:2293–8.PubMedPubMedCentralCrossRef Alley DE, Lloyd J, Pagan JA, Pollack CE, Shardell M, Cannuscio C. Mortgage delinquency and changes in access to health resources and depressive symptoms in a nationally representative cohort of Americans older than 50 years. Am J Public Health. 2011;101:2293–8.PubMedPubMedCentralCrossRef
37.
go back to reference Kirkpatrick SI, Tarasuk V. Adequacy of food spending is related to housing expenditures among lower-income Canadian households. Public Health Nutr. 2007;10:1464–73.PubMedCrossRef Kirkpatrick SI, Tarasuk V. Adequacy of food spending is related to housing expenditures among lower-income Canadian households. Public Health Nutr. 2007;10:1464–73.PubMedCrossRef
39.
go back to reference Huet C, Rosol R, Egeland GM. The prevalence of food insecurity is high and the diet quality poor in Inuit communities. J Nutr. 2012;142:541–7.PubMedCrossRef Huet C, Rosol R, Egeland GM. The prevalence of food insecurity is high and the diet quality poor in Inuit communities. J Nutr. 2012;142:541–7.PubMedCrossRef
40.
go back to reference Kirkpatrick SI, Tarasuk V. Housing circumstances are associated with household food access among low-income urban families. J Urban Health. 2011;88:284–96.PubMedPubMedCentralCrossRef Kirkpatrick SI, Tarasuk V. Housing circumstances are associated with household food access among low-income urban families. J Urban Health. 2011;88:284–96.PubMedPubMedCentralCrossRef
41.
go back to reference Hinds AM, Bechtel B, Distasio J, Roos LL, Lix LM. Health and social predictors of applications to public housing: a population-based analysis. J Epidemiol Community Health. 2016;70:1229–35.PubMedCrossRef Hinds AM, Bechtel B, Distasio J, Roos LL, Lix LM. Health and social predictors of applications to public housing: a population-based analysis. J Epidemiol Community Health. 2016;70:1229–35.PubMedCrossRef
42.
go back to reference Office of Nutrition Policy and Promotion. Canadian Community Health Survey, Cycle 2.2, Nutrition (2004) - Income-related household food security in Canada. Ottawa: Office of Nutrition Policy and Promotion, Health Canada, 2007. Office of Nutrition Policy and Promotion. Canadian Community Health Survey, Cycle 2.2, Nutrition (2004) - Income-related household food security in Canada. Ottawa: Office of Nutrition Policy and Promotion, Health Canada, 2007.
43.
go back to reference Coleman-Jensen A, Rabbitt MP, Gregory CA, Singh A. Household food security in the United States in 2018 (economic research report no. 270). Economic Research Service, US Department of Agriculture: Washington; 2019. Coleman-Jensen A, Rabbitt MP, Gregory CA, Singh A. Household food security in the United States in 2018 (economic research report no. 270). Economic Research Service, US Department of Agriculture: Washington; 2019.
45.
go back to reference Stone ME. What is housing affordability? The case for the residual income approach. Hous Policy Debate. 2006;17:151–84.CrossRef Stone ME. What is housing affordability? The case for the residual income approach. Hous Policy Debate. 2006;17:151–84.CrossRef
46.
go back to reference Statistics Canada. Low income lines: what they are and how they are created (income research paper series). Ottawa: Statistics Canada; 2016. Statistics Canada. Low income lines: what they are and how they are created (income research paper series). Ottawa: Statistics Canada; 2016.
47.
go back to reference Hou F. Homeownership over the life course of Canadians: evidence from Canadian censuses of population (analytical studies branch research paper series). Ottawa: Statistics Canada; 2010. Hou F. Homeownership over the life course of Canadians: evidence from Canadian censuses of population (analytical studies branch research paper series). Ottawa: Statistics Canada; 2010.
48.
go back to reference Lafrance A, LaRochelle-Côté S. The evolution of wealth over the life cycle (perspectives on labour and income). Ottawa: Statistics Canada; 2012. Lafrance A, LaRochelle-Côté S. The evolution of wealth over the life cycle (perspectives on labour and income). Ottawa: Statistics Canada; 2012.
49.
go back to reference Crawford A, Meh C, Zhou J. The residential mortgage market in Canada: a primer (financial system review). Ottawa: Bank of Canada; 2013. Crawford A, Meh C, Zhou J. The residential mortgage market in Canada: a primer (financial system review). Ottawa: Bank of Canada; 2013.
51.
go back to reference Connolly S, O'Reilly D, Rosato M. House value as an indicator of cumulative wealth is strongly related to morbidity and mortality risk in older people: a census-based cross-sectional and longitudinal study. Int J Epidemiol. 2010;39:383–91.PubMedCrossRef Connolly S, O'Reilly D, Rosato M. House value as an indicator of cumulative wealth is strongly related to morbidity and mortality risk in older people: a census-based cross-sectional and longitudinal study. Int J Epidemiol. 2010;39:383–91.PubMedCrossRef
52.
go back to reference Costa-Font J. Housing assets and the socio-economic determinants of health and disability in old age. Health Place. 2008;14:478–91.PubMedCrossRef Costa-Font J. Housing assets and the socio-economic determinants of health and disability in old age. Health Place. 2008;14:478–91.PubMedCrossRef
53.
go back to reference Huang J, Kim Y, Birkenmaier J. Unemployment and household food hardship in the economic recession. Public Health Nutr. 2016;19:511–9.PubMedCrossRef Huang J, Kim Y, Birkenmaier J. Unemployment and household food hardship in the economic recession. Public Health Nutr. 2016;19:511–9.PubMedCrossRef
54.
go back to reference Bartfeld J, Collins JM. Food insecurity, financial shocks, and financial coping strategies among households with elementary school children in Wisconsin. J Consum Aff. 2017;51:519–48.CrossRef Bartfeld J, Collins JM. Food insecurity, financial shocks, and financial coping strategies among households with elementary school children in Wisconsin. J Consum Aff. 2017;51:519–48.CrossRef
Metadata
Title
Homeownership status and risk of food insecurity: examining the role of housing debt, housing expenditure and housing asset using a cross-sectional population-based survey of Canadian households
Authors
Andrée-Anne Fafard St-Germain
Valerie Tarasuk
Publication date
01-12-2020
Publisher
BioMed Central
Published in
International Journal for Equity in Health / Issue 1/2020
Electronic ISSN: 1475-9276
DOI
https://doi.org/10.1186/s12939-019-1114-z

Other articles of this Issue 1/2020

International Journal for Equity in Health 1/2020 Go to the issue