Skip to main content
Top
Published in: Supportive Care in Cancer 12/2021

01-12-2021 | Original Article

Association of co-morbidities with financial hardship in survivors of adult cancer

Authors: Matthew J. Fastiggi, Jin-ah Sim, I-Chan Huang

Published in: Supportive Care in Cancer | Issue 12/2021

Login to get access

Abstract

Purpose

To evaluate the impact of co-morbidities on financial hardship in adult cancer survivors and the role of health insurance and a usual source of care (i.e., a particular doctor’s office/health center/other place that the person usually goes if he/she is sick or needs advice) in relieving this impact.

Methods

Using the Medical Expenditure Panel Survey, we estimated prevalence of two financial hardships, out-of-pocket (OOP) burden and financial worry, among 1196 adult cancer survivors. A modified Charlson co-morbidity index (CCI) assessed co-morbidities, which represent a medical event (e.g., a doctor’s appointment) associated with co-morbid conditions within the past 1 year. Multivariable logistic regression tested the influence of health insurance and a usual source of care on associations of co-morbidities with financial hardship by middle/high vs. low-income families and by working vs. retirement-age individuals.

Results

Years since cancer diagnosis ranged from 0 to 76 years (mean: 10.3, SD: 9.8), 10 and 25% of survivors experienced OOP burden and financial worry. For OOP burden, increased CCI was a risk factor among survivors of low-income families, ORs: 1.91 (95% CI: 1.06, 3.46) for a CCI 1–2 and 3.37 (95% CI: 1.72, 6.61) for a CCI ≥ 3 vs. CCI of 0. For financial worry, increased CCI was a risk factor among working-age survivors, ORs: 1.58 (95% CI: 1.02, 2.47) for a CCI 1–2 and 2.15 (95% CI: 1.19, 3.87) for a CCI ≥ 3 vs. CCI of 0. However, having health insurance and a usual source of care did not mitigate impact of co-morbidities on financial hardship (P values > 0.05).

Conclusions

Impact of co-morbidities on OOP and financial worry burden was greatest in survivors of low-income families and working-age, respectively. Health insurance and a usual source of care did not relieve the impact of co-morbidities on financial hardship.

Implications

Effective strategies are warranted to mitigate financial hardship for survivors.
Appendix
Available only for authorised users
Literature
1.
go back to reference Carver JR et al (2007) American Society of Clinical Oncology clinical evidence review on the ongoing care of adult cancer survivors: cardiac and pulmonary late effects. J Clin Oncol 25(25):3991–4008CrossRef Carver JR et al (2007) American Society of Clinical Oncology clinical evidence review on the ongoing care of adult cancer survivors: cardiac and pulmonary late effects. J Clin Oncol 25(25):3991–4008CrossRef
2.
go back to reference Stein KD, Syrjala KL, Andrykowski MA (2008) Physical and psychological long-term and late effects of cancer. Cancer 112(11 Suppl):2577–2592CrossRef Stein KD, Syrjala KL, Andrykowski MA (2008) Physical and psychological long-term and late effects of cancer. Cancer 112(11 Suppl):2577–2592CrossRef
3.
go back to reference Harrington CB et al (2010) It’s not over when it’s over: long-term symptoms in cancer survivors–a systematic review. Int J Psychiatry Med 40(2):163–181 Harrington CB et al (2010) It’s not over when it’s over: long-term symptoms in cancer survivors–a systematic review. Int J Psychiatry Med 40(2):163–181
4.
go back to reference Weaver KE et al (2012) Mental and physical health-related quality of life among U.S. cancer survivors: population estimates from the 2010 National Health Interview Survey. Cancer Epidemiol Biomarkers Prev, 21(11): 2108–17 Weaver KE et al (2012) Mental and physical health-related quality of life among U.S. cancer survivors: population estimates from the 2010 National Health Interview Survey. Cancer Epidemiol Biomarkers Prev, 21(11): 2108–17
5.
go back to reference Gegechkori N, Haines L, Lin JJ (2017) Long-term and latent side effects of specific cancer types. Med Clin North Am 101(6):1053–1073CrossRef Gegechkori N, Haines L, Lin JJ (2017) Long-term and latent side effects of specific cancer types. Med Clin North Am 101(6):1053–1073CrossRef
6.
go back to reference Kent EE et al (2013) Are survivors who report cancer-related financial problems more likely to forgo or delay medical care? Cancer 119(20):3710–3717CrossRef Kent EE et al (2013) Are survivors who report cancer-related financial problems more likely to forgo or delay medical care? Cancer 119(20):3710–3717CrossRef
7.
go back to reference Kale HP, Carroll NV (2016) Self-reported financial burden of cancer care and its effect on physical and mental health-related quality of life among US cancer survivors. Cancer 122(8):283–289CrossRef Kale HP, Carroll NV (2016) Self-reported financial burden of cancer care and its effect on physical and mental health-related quality of life among US cancer survivors. Cancer 122(8):283–289CrossRef
8.
go back to reference Yabroff KR et al (2016) Financial hardship associated with cancer in the United States: Findings from a population-based sample of adult cancer survivors. J Clin Oncol 34(3):259–267CrossRef Yabroff KR et al (2016) Financial hardship associated with cancer in the United States: Findings from a population-based sample of adult cancer survivors. J Clin Oncol 34(3):259–267CrossRef
9.
go back to reference Han X et al (2020) Medical financial hardship intensity and financial sacrifice associated with cancer in the United States. Cancer Epidemiol Biomarkers Prev 29(2):308–317CrossRef Han X et al (2020) Medical financial hardship intensity and financial sacrifice associated with cancer in the United States. Cancer Epidemiol Biomarkers Prev 29(2):308–317CrossRef
10.
go back to reference Altice CK et al. (2017) Financial hardships experienced by cancer survivors: a systematic review. J Natl Cancer Inst 109(2) Altice CK et al. (2017) Financial hardships experienced by cancer survivors: a systematic review. J Natl Cancer Inst 109(2)
11.
go back to reference Zheng Z et al (2019) Medical financial hardship among cancer survivors in the United States. Cancer 125(10):1737–1747CrossRef Zheng Z et al (2019) Medical financial hardship among cancer survivors in the United States. Cancer 125(10):1737–1747CrossRef
12.
go back to reference Bernard DS, Farr SL, Fang Z (2011) National estimates of out-of-pocket health care expenditure burdens among nonelderly adults with cancer: 2001 to 2008. J Clin Oncol 29(20):2821–2826CrossRef Bernard DS, Farr SL, Fang Z (2011) National estimates of out-of-pocket health care expenditure burdens among nonelderly adults with cancer: 2001 to 2008. J Clin Oncol 29(20):2821–2826CrossRef
13.
go back to reference Whitney RL et al (2016) Predictors of financial difficulties and work modifications among cancer survivors in the United States. J Cancer Surviv 10(2):241–250CrossRef Whitney RL et al (2016) Predictors of financial difficulties and work modifications among cancer survivors in the United States. J Cancer Surviv 10(2):241–250CrossRef
14.
go back to reference Yabroff KR et al (2004) Burden of illness in cancer survivors: findings from a population-based national sample. J Natl Cancer Inst 96(17):1322–1330CrossRef Yabroff KR et al (2004) Burden of illness in cancer survivors: findings from a population-based national sample. J Natl Cancer Inst 96(17):1322–1330CrossRef
15.
go back to reference Zafar SY et al (2013) The financial toxicity of cancer treatment: a pilot study assessing out-of-pocket expenses and the insured cancer patient’s experience. Oncologist 18(4):381–390CrossRef Zafar SY et al (2013) The financial toxicity of cancer treatment: a pilot study assessing out-of-pocket expenses and the insured cancer patient’s experience. Oncologist 18(4):381–390CrossRef
16.
go back to reference Ramsey SD et al (2016) Financial insolvency as a risk factor for early mortality among patients with cancer. J Clin Oncol 34(9):980–986CrossRef Ramsey SD et al (2016) Financial insolvency as a risk factor for early mortality among patients with cancer. J Clin Oncol 34(9):980–986CrossRef
17.
go back to reference Huang IC et al (2019) Determinants and consequences of financial hardship among adult survivors of childhood cancer: a report from the St. Jude Lifetime Cohort Study. J Natl Cancer Inst 111(2): 189–200 Huang IC et al (2019) Determinants and consequences of financial hardship among adult survivors of childhood cancer: a report from the St. Jude Lifetime Cohort Study. J Natl Cancer Inst 111(2): 189–200
18.
go back to reference Jones SMW et al (2019) Comorbidity is associated with higher risk of financial burden in Medicare beneficiaries with cancer but not heart disease or diabetes. Medicine (Baltimore) 98(1):e14004CrossRef Jones SMW et al (2019) Comorbidity is associated with higher risk of financial burden in Medicare beneficiaries with cancer but not heart disease or diabetes. Medicine (Baltimore) 98(1):e14004CrossRef
19.
go back to reference Guy GP Jr et al (2017) Economic burden of chronic conditions among survivors of cancer in the United States. J Clin Oncol 35(18):2053–2061CrossRef Guy GP Jr et al (2017) Economic burden of chronic conditions among survivors of cancer in the United States. J Clin Oncol 35(18):2053–2061CrossRef
20.
go back to reference Bhakta N et al (2017) The cumulative burden of surviving childhood cancer: an initial report from the St Jude Lifetime Cohort Study (SJLIFE). Lancet 390(10112):2569–2582CrossRef Bhakta N et al (2017) The cumulative burden of surviving childhood cancer: an initial report from the St Jude Lifetime Cohort Study (SJLIFE). Lancet 390(10112):2569–2582CrossRef
21.
go back to reference Halpern MT et al (2008) Association of insurance status and ethnicity with cancer stage at diagnosis for 12 cancer sites: a retrospective analysis. Lancet Oncol 9(3):222–231CrossRef Halpern MT et al (2008) Association of insurance status and ethnicity with cancer stage at diagnosis for 12 cancer sites: a retrospective analysis. Lancet Oncol 9(3):222–231CrossRef
22.
go back to reference Baicker K et al (2013) The Oregon experiment–effects of Medicaid on clinical outcomes. N Engl J Med 368(18):1713–1722CrossRef Baicker K et al (2013) The Oregon experiment–effects of Medicaid on clinical outcomes. N Engl J Med 368(18):1713–1722CrossRef
23.
go back to reference Starfield B, Shi L, Macinko J (2005) Contribution of primary care to health systems and health. Milbank Q 83(3):457–502CrossRef Starfield B, Shi L, Macinko J (2005) Contribution of primary care to health systems and health. Milbank Q 83(3):457–502CrossRef
24.
go back to reference Sabatino SA et al (2021) Cancer screening test receipt - United States, 2018. MMWR Morb Mortal Wkly Rep 70(2):29–35CrossRef Sabatino SA et al (2021) Cancer screening test receipt - United States, 2018. MMWR Morb Mortal Wkly Rep 70(2):29–35CrossRef
25.
go back to reference Cohen JW, Cohen SB, Banthin JS (2009) The medical expenditure panel survey: a national information resource to support healthcare cost research and inform policy and practice. Med Care 47(7 Suppl 1):S44-50CrossRef Cohen JW, Cohen SB, Banthin JS (2009) The medical expenditure panel survey: a national information resource to support healthcare cost research and inform policy and practice. Med Care 47(7 Suppl 1):S44-50CrossRef
26.
go back to reference Yabroff KR et al (2012) The Medical Expenditure Panel Survey (MEPS) experiences with cancer survivorship supplement. J Cancer Surviv 6(4):407–419CrossRef Yabroff KR et al (2012) The Medical Expenditure Panel Survey (MEPS) experiences with cancer survivorship supplement. J Cancer Surviv 6(4):407–419CrossRef
27.
go back to reference Hwang S (2014) A National Study of Health Services Utilization and Cost of Care with SAS®: Analyses from the 2011 Medical Expenditure Panel Survey Hwang S (2014) A National Study of Health Services Utilization and Cost of Care with SAS®: Analyses from the 2011 Medical Expenditure Panel Survey
28.
go back to reference D’Hoore W, Bouckaert A, Tilquin C (1996) Practical considerations on the use of the charlson comorbidity index with administrative data bases. J Clin Epidemiol 49(12):1429–1433CrossRef D’Hoore W, Bouckaert A, Tilquin C (1996) Practical considerations on the use of the charlson comorbidity index with administrative data bases. J Clin Epidemiol 49(12):1429–1433CrossRef
29.
go back to reference Louwman WJ et al (2010) A 50% higher prevalence of life-shortening chronic conditions among cancer patients with low socioeconomic status. Br J Cancer 103(11):1742–1748CrossRef Louwman WJ et al (2010) A 50% higher prevalence of life-shortening chronic conditions among cancer patients with low socioeconomic status. Br J Cancer 103(11):1742–1748CrossRef
30.
go back to reference Hewitt M, Rowland JH, Yancik R (2003) Cancer survivors in the United States: age, health, and disability. J Gerontol A Biol Sci Med Sci 58(1):82–91CrossRef Hewitt M, Rowland JH, Yancik R (2003) Cancer survivors in the United States: age, health, and disability. J Gerontol A Biol Sci Med Sci 58(1):82–91CrossRef
31.
go back to reference Rim SH et al (2016) The impact of chronic conditions on the economic burden of cancer survivorship: a systematic review. Expert Rev Pharmacoecon Outcomes Res 16(5):579–589CrossRef Rim SH et al (2016) The impact of chronic conditions on the economic burden of cancer survivorship: a systematic review. Expert Rev Pharmacoecon Outcomes Res 16(5):579–589CrossRef
32.
go back to reference Ramsey S et al (2013) Washington State cancer patients found to be at greater risk for bankruptcy than people without a cancer diagnosis. Health Aff (Millwood) 32(6):1143–1152CrossRef Ramsey S et al (2013) Washington State cancer patients found to be at greater risk for bankruptcy than people without a cancer diagnosis. Health Aff (Millwood) 32(6):1143–1152CrossRef
33.
go back to reference Davidoff AJ et al (2013) Out-of-pocket health care expenditure burden for Medicare beneficiaries with cancer. Cancer 119(6):1257–1265CrossRef Davidoff AJ et al (2013) Out-of-pocket health care expenditure burden for Medicare beneficiaries with cancer. Cancer 119(6):1257–1265CrossRef
35.
go back to reference Bluethmann SM, Mariotto AB, Rowland JH (2016) Anticipating the ‘silver tsunami’: prevalence trajectories and co-morbidity burden among older cancer survivors in the United States. Cancer Epidemiol Biomarkers Prev 25(7):1029–1036CrossRef Bluethmann SM, Mariotto AB, Rowland JH (2016) Anticipating the ‘silver tsunami’: prevalence trajectories and co-morbidity burden among older cancer survivors in the United States. Cancer Epidemiol Biomarkers Prev 25(7):1029–1036CrossRef
Metadata
Title
Association of co-morbidities with financial hardship in survivors of adult cancer
Authors
Matthew J. Fastiggi
Jin-ah Sim
I-Chan Huang
Publication date
01-12-2021
Publisher
Springer Berlin Heidelberg
Published in
Supportive Care in Cancer / Issue 12/2021
Print ISSN: 0941-4355
Electronic ISSN: 1433-7339
DOI
https://doi.org/10.1007/s00520-021-06313-7

Other articles of this Issue 12/2021

Supportive Care in Cancer 12/2021 Go to the issue
Webinar | 19-02-2024 | 17:30 (CET)

Keynote webinar | Spotlight on antibody–drug conjugates in cancer

Antibody–drug conjugates (ADCs) are novel agents that have shown promise across multiple tumor types. Explore the current landscape of ADCs in breast and lung cancer with our experts, and gain insights into the mechanism of action, key clinical trials data, existing challenges, and future directions.

Dr. Véronique Diéras
Prof. Fabrice Barlesi
Developed by: Springer Medicine