Recent work on selected topics of particular interest for understanding insect life-cycles is reviewed, including habitat patterns, kinds of variation, the spreading of risk and prolonged diapause, trade-offs and developmental plasticity, circannual rhythms, the concept of life cycles as developmental choices, and development or delay as the default response. Seasonal adaptations have a wider range of components than has often been appreciated. Variation in life-cycle traits, including the duration of development and the timing of emergence, can be wide, narrow, or discontinuous. Trade-offs encompass multiple simultaneous traits and are not always structured as might be expected. Diapause, cold hardiness, reproductive pattern, and other traits have evolved many times independently. Such complex interactions can be understood only by examining the detailed features of a species' habitat, because how developmental decisions are made and whether continuous development or delays are programmed reflect the predictability of habitats and the environmental signals they supply. Ecological context is important, not just mechanisms of adaptation. Therefore, although most previous studies have paid more attention to insect response than to habitat, interpreting the seasonal relevance of life-cycle patterns requires measurement and analysis for individual species of habitat characteristics and their variation, on a range of temporal and spatial scales, in much more detail than has been customary.